quicklinks

Shortcuts to Key Tools & Info

Click on any of the links below to jump around to where you are currently in your process.

CALCULATORS

CREDIT SCORE

RECEIVE QUOTES

KEY INFORMATION

quicklinks
quicklinks

Quick Links

CALCULATORS

CREDIT SCORE

RECEIVE QUOTES

KEY INFORMATION

quicklinks
Learn

1. Prepare

MORTGAGE ESSENTIALS

We’ll first help you decide whether buying is right for you.  If it is, in this section we’ll walk you through mortgage basics as well as help you optimize your credit score!

A. SHOULD I BUY

Compare pros and cons of buying vs. renting and calculate how much you can afford

B. LEARN ABOUT MORTGAGES

Learn mortgage basics about loan types
and interest rate options. Then review interest rate trends.

C. LEARN ABOUT LENDERS

Learn about the different types of lenders out there and compare them.

D. OBTAIN & OPTIMIZE YOUR SCORES

Learn
Learn

1. Prepare

MORTGAGE ESSENTIALS

We’ll first help you decide whether buying is right for you.  If it is, in this section we’ll walk you through mortgage basics as well as help you optimize your credit score!

A. SHOULD I BUY

Compare pros and cons of buying vs. renting and use our affordability calculator

B. LEARN ABOUT MORTGAGES

Learn mortgage basics about loan types
and interest rate options. Then review interest rate trends.

C. LEARN ABOUT LENDERS

Learn about the different types of lenders out there and compare them.

D. OBTAIN & OPTIMIZE YOUR SCORES

Learn
shop

2. Shop

FOR THE BEST RATE

It’s time to shop around and compare multiple quotes. Importantly, learn how to obtain a pre-approval letter to make you a more competitive buyer.

A. RECEIVE QUOTES

Receive quotes from
top lenders

B. COMPARE QUOTES

Use our mortgage calculator and points
calculator to compare quotes

C. RECEIVE A PRE-APPROVAL LETTER

Receive a pre-approval
letter

shop
Find

3. Find

YOUR DREAM HOME

We’ll walk you through the process of finding the right real estate agent and submitting an offer.

A. FIND THE RIGHT REAL ESTATE AGENT

Find the best real estate agent for
you by learning what to look for

B. MAKE AN OFFER

Learn important financial and legal
considerations in making an offer

I. FIND THE RIGHT REAL ESTATE AGENT

II. MAKE AN OFFER

Learn important financial and legal
considerations in making an offer

Find
close

4. Close

YOUR LOAN

You found your dream home and your offer is accepted! Now for the not so fun part – the complex loan closing process. Don’t fret though as we’ll walk you through the process step-by-step.

A. RECEIVE LOAN
ESTIMATE & LOCK RATE

First, receive a Loan Estimate & Lock in your Rate

B. LEARN THE
LENDER PROCESS

Second, learn the lender process from info requests to an appraisal

C. SHOP FOR
SERVICES & INSURANCE

Third, shop for services including a home inspection, insurance and title services

D. SET CLOSE
DATE & FINAL STEPS

Fourth, set the close date, schedule final inspection, review closing documents, & attend closing

close
Track

5. Track

REFINANCE RATES

You did it – you closed your loan! While it’s time to celebrate, it’s also important to watch rates to see if they drop where refinancing would save you money.

A. CALCULATE SAVINGS RATE

Calculate if a refinance will
save you money

B. TRACK RATES

Track rates for when they
drop below a certain rate

Track