Simple Directions to Successfully Navigate
the Home Loan Process Through 5 Simple Steps!

Simply click through each of the 5 steps above to arm yourself
with important knowledge and tools to save you
money on your home loan.

Simple Directions to Successfully Navigate
the Home Loan Process Through 5 Simple Steps!

Simply click through each of the 5 steps above to arm yourself
with important knowledge and tools to save you
money on your home loan.

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Shortcuts to Key Tools & Info

Click on any of the links below to jump around to where you are currently in your process.

LOAN QUOTES AND SERVICES

CALCULATORS

CREDIT SCORE

KEY INFORMATION

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Quick Links

RECEIVE QUOTES

CALCULATORS

CREDIT SCORE

KEY INFORMATION

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Learn

1. Prepare

MORTGAGE ESSENTIALS

We’ll first help you decide whether buying is right for you.  If it is, in this section we’ll walk you through mortgage basics as well as help you optimize your credit score!

A. SHOULD I BUY

Compare pros and cons of buying vs. renting and calculate how much you can afford

B. LEARN ABOUT MORTGAGES

Learn mortgage basics about loan types
and interest rate options. Then review interest rate trends.

C. LEARN ABOUT LENDERS

Learn about the different types of lenders out there and compare them.

D. OBTAIN & OPTIMIZE YOUR SCORES

Learn
prep

1. Prepare

MORTGAGE ESSENTIALS

We’ll first help you decide whether buying is right for you.  If it is, in this section we’ll walk you through mortgage basics as well as help you optimize your credit score!

A. SHOULD I BUY

Compare pros and cons of buying vs. renting and use our affordability calculator

B. LEARN ABOUT MORTGAGES

Learn mortgage basics about loan types
and interest rate options. Then review interest rate trends.

C. LEARN ABOUT LENDERS

Learn about the different types of lenders out there and compare them.

D. OBTAIN & OPTIMIZE YOUR SCORES

prep
shop

2. Shop

FOR THE BEST RATE

It’s time to receive the best rate possible! Importantly, learn how to obtain a pre-approval letter to make you a more competitive buyer.

A. RECEIVE QUOTES

B. ANALYZE QUOTES

Use our mortgage calculator and points
calculator to analyze quotes

C. RECEIVE A PRE-APPROVAL LETTER

Receive a pre-approval
letter

shop
Find

3. Find

YOUR DREAM HOME

We’ll walk you through the process of finding the right real estate agent and submitting an offer.

A. FIND THE RIGHT REAL ESTATE AGENT

Find the best real estate agent for
you by learning what to look for

B. MAKE AN OFFER

Learn important financial and legal
considerations in making an offer

I. FIND THE RIGHT REAL ESTATE AGENT

II. MAKE AN OFFER

Learn important financial and legal
considerations in making an offer

Find
close

4. Close

YOUR LOAN

You found your dream home and your offer is accepted! Now for the not so fun part – the complex loan closing process. Don’t fret though as we’ll walk you through the process step-by-step.

A. SHOP FOR HOMEOWNERS
INSURANCE

First, receive and lock in
an instant insurance quote

B. RECIEVE LOAN ESTIMATE
& LOCK RATE

Second, receive a loan
estimate & lock in your rate

C. WORK WITH LENDER ON
CLOSING

Third, learn the lender
process from info requests
to an appraisal

D. SET CLOSE
DATE & FINAL STEPS

Fourth, set the close date, schedule final inspection, review closing documents, & attend closing

close
Track

5. Track

REFINANCE RATES

You did it – you closed your loan! While it’s time to celebrate, it’s also important to watch rates to see if they drop where refinancing would save you money.

A. RECEIVE REFINANCE QUOTE

B. CALCULATE SAVINGS RATE

Calculate savings from
your refinance quote

Track