Now that you are armed with the information to make you a well informed buyer, it’s time to use that knowledge to get you the best rate! We searched the entire market and created a unique partnership with Guaranteed Rate, one of the nation’s largest and most competitive lenders known for their customer service.
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- You should know your credit score and be prepared to provide that data; click here to learn how to find out your score.
- When receiving quotes, ask what credit score you would need to get their best rate. Then use our tips on Optimizing Your Credit Score to move your score up as high as possible.
- The lowest rates will be quoted for new loans to purchase your primary home (as opposed to re-financings or loans for vacation homes).
- A lender’s quote should provide a minimum of your estimated 1) interest rate 2) APR 3) estimated fees and 4) estimated monthly payment.